Banking
Your hardest banking workflows, running in production with a human at the gate.
Live in weeks. Zero rip-and-replace.
What changes the day agents go live.
The immediate operational shift when autonomous workflows deploy into production across every line.
The workflows we put into production.
Your hardest banking workflows, running in production with a human at the gate.
Lending & credit
Run the full credit lifecycle across SME, mortgage, and private lending: intake, underwriting, approval, and servicing, with faster decisions and stronger controls.
Customer service
A customer request, authenticated and actioned across every system it touches, escalated only when judgment is needed.
Risk & compliance
Run KYC, due diligence, and AML monitoring against policy, with human escalation and a full audit trail.
Payments & operations
Automate high-volume operations: payments, reconciliation, and case management, moving money and data accurately and on time.
Arc, the AI-enabled lending stack.
From origination to collections. A complete lending operating system with autonomous agents executing every stage.
Automate intake to approval.
Everything you need to lend, wired together on one core: your LOS and LMS, credit bureau and KYC connectors, underwriting agents, servicing, and collections, with policy as code and a full audit trail.
- LOS & LMS integrations out of the box
- Bureau, KYC & bank-statement parsing
- Autonomous underwriting & risk scoring
- Policy as code with maker-checker gates
Continuous servicing & zero-leak audit.
Post-disbursal intelligence running around the clock. Autonomous repayment tracking, multi-channel collections, and unalterable maker-checker event logging that proves compliance on demand.
- Real-time repayment & early default signals
- Autonomous borrower multi-channel engagement
- Immutable maker-checker audit trail
- Instant policy updates without model retraining
The agents behind the work.
Autonomous agents specialized in high-stakes banking workflows, orchestrated on one unified core.
Underwriting Analyst
Reads the file, scores the deal, drafts the credit memo.
Compliance Officer
Watches every obligation and flags findings days early.
Collections Agent
Runs the full recovery journey across every channel.
AML & Fraud Analyst
Monitors transactions against policy and triages alerts.
Document Reader
Turns KYC packs and statements into structured data.
Risk Analyst
Turns scattered data into ranked, defensible risk.
Need one that does not exist yet? Build it.
On the Aonami agent marketplace, subject-matter experts train and publish custom agents on the same core. Browse what fits your work, deploy in a click, or commission your own.
What it looks like in production.
Real enterprise workflows operating at scale. Measurable cycle time compression, flawless audits, and elastic capacity.
3 hrs to 12 sec
A Tier-1 lender reduced commercial loan exception review from 3 hours to 12 seconds per file, with full audit trail attached.
0 exceptions on audit
Every single policy rule checked, every override gated by a human, and every regulator inspection cleared clean.
40% more volume
Autonomous collections handled far more accounts across omni-channels without adding a single person to headcount.
Illustrative outcomes, client names masked.
What makes this different.
We don't hand you a chatbot and wish you luck. We put whole workflows into production across every person and system they touch, on one core, reused across every line.
Change how the work gets done.
See what one core, run across your whole bank, looks like in production.